Introduction to the U.S. Health Care Delivery System – My health care plan

My health care plan The type of health care plan I have is a High-Deductible Health Plan. The company that i have contracted for health insurance is Blue Cross Blue Shield insurance Company of Alabama. The specific plan that I have is known as Blue Choice plus. This is a High- Deductible plan because unlike other healthcare plans, this type has lower premiums and higher deductibles. What this means for me as the insured is that I have to commence making payments for medical expenses once I enter a contract with the insurance company. (Blue Cross Blue Shield, 2003) As a member, I am issued with a membership card that identifies me as a bonafide member of the Blue Choice plus insurance plan. I am expected to carry it everywhere I go. (Blue Cross Blue Shield, 2003) The added benefit of this scheme is that it allows me as the insured to use the card to get medical services as well as prescription medicines out of Alabama.

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